● THE PEREIRA 3-ACCOUNT MONEY SYSTEM™
Set up your money once — and never feel behind again.
No spreadsheets. No tracking. No guesswork.
Takes 10–15 minutes. Works forever.
ACCOUNTS. THAT’S IT.
SETUP. ONCE. FOREVER.
TO START TODAY
💵 Income / Distribution60%
$3,600 / mo — money lands here first
🛡️ Savings / Emergency20%
$1,200 / mo — auto-transfers, never touched
📈 Wealth / Growth20%
$1,200 / mo — building wealth before you spend
SOUND FAMILIAR?
It’s not discipline. It’s not willpower. It’s the absence of a system.
😫
Your income isn’t broken.
Your flow is.
📊
Because budgeting requires effort.
Systems don’t.
😰
That’s not bad luck.
That’s no buffer.
⏳
Wealth doesn’t happen with leftovers.
It happens first.
THE PEREIRA 3-ACCOUNT MONEY SYSTEM™
Three accounts. Automatic transfers. Zero ongoing effort.
1
💵
All money lands here — then gets split automatically.
Money lands here
2
🛡️
Emergency + savings — untouched and always growing.
Peace of mind
3
📈
Investments — funded before you spend a dollar.
Wealth grows
Everything flows. Nothing gets lost.
Built on the Pereira 3-Account Method™ — used in real-world financial strategy with business owners and executives, now simplified for everyone.
EXPLORE THE MONEY SYSTEM
Four ways in. Pick the one that matches how you like to learn.
🌟
New to the system? Follow the four-guide path in order — zero guesswork.
⚙️
Build your allocation, analyze your cash flow, and pressure-test major purchases.
📚
Read guides organized by budgeting, debt, saving, credit, and investing.
🏢
Need CFO-level financial systems for your business, not just your household?
FREE TOOLS
No guessing. No spreadsheets. Just answers — and your next move.
START HERE — IN ORDER.
Flagship Tool
⚙️
Enter your income and see exactly how your money should be split. Instant breakdown across all three accounts.
🏦 STEP 1 — OPEN THIS ACCOUNT
This is where your Safety Account goes. It earns a competitive variable APY and requires zero ongoing effort.
✓ FDIC insured ✓ ~5 minutes ✓ No minimum
Popular
💸
See where your money is going — and where it’s leaking. Then redirect it where your system needs it.
📈 STEP 2 — START INVESTING AUTOMATICALLY
We’re finalizing our recommended brokerage partner. In the meantime, here’s exactly how to pick one yourself.
✓ No fees ✓ Auto-invest available ✓ 2 min to open
Quick Win
🤔
Before any big purchase, run it through this. See the real impact on your system — not just the price tag.
💳 STEP 3 — EARN WHILE YOU SPEND
We’re finalizing our recommended card partner. In the meantime, here’s how to pick a no-fee cash back card yourself.
✓ No annual fee ✓ 1.5–2% cash back ✓ 2 min application
TRY IT NOW — FREE
Enter your income and see your exact system breakdown instantly.
Want the full setup + automation steps? Get the blueprint below →
This is what your money should look like.
What this means
Your money now has a defined job before you spend it. Instead of wondering where your paycheck went, this system automatically builds spending, savings, and long-term wealth every month.
Want the complete setup guide?
Get the free 10-Minute Money Reset Blueprint and learn exactly how to automate this system.
Here’s exactly what to do next:
The hardest part isn’t following the system. It’s setting it up once.
Pick your fastest path.
FREE BLUEPRINT
Step-by-step guide to:
Takes 60 seconds. Pays off for years.
No spam. Ever.
Want this done for you — by the people who built the system?
Explore Pereira Enterprises — Financial Strategy & Systems →