KeepingYouInTheGreen.com — Stop Budgeting. Start Running a System.

The Pereira 3-Account Money System™

Stop Budgeting.
Start Running a System.

Set up your money once — and never feel behind again.
No spreadsheets. No tracking. No guesswork.

Takes 10–15 minutes. Works forever.

Build My System (Free) → See How It Works ↓

Accounts. That’s it.

30_min

Setup. Once. Forever.

To start today

💵

Income / Distribution

60%

$3,600 / mo — money lands here first

🛡️

Savings / Emergency

20%

$1,200 / mo — auto-transfers, never touched

📈

Wealth / Growth

20%

$1,200 / mo — building wealth before you spend

Sound Familiar?

You make good money.
So why does it still feel like you’re behind?

It’s not discipline. It’s not willpower. It’s the absence of a system.

😓

“I make good money but I’m always broke by the 25th.”

Your income isn’t broken.

Your flow is.

📊

“I’ve tried every budgeting app. None of them stick.”

Because budgeting requires effort.

Systems don’t.

😰

“One unexpected bill wipes out everything I saved.”

That’s not bad luck.

That’s no buffer.

⏳

“I know I should invest but nothing’s left at month’s end.”

Wealth doesn’t happen with leftovers.

It happens first.

The Pereira 3-Account Money System™

Build it once.
Then it runs every month without you.

Three accounts. Automatic transfers. Zero ongoing effort.

💵

Income Account

All money lands here — then gets split automatically.

Money lands here

→

🛡️

Safety Account

Emergency + savings — untouched and always growing.

Peace of mind

→

📈

Wealth Account

Investments — funded before you spend a dollar.

Wealth grows

Everything flows. Nothing gets lost.

Built on the Pereira 3-Account Method™ — used in real-world financial strategy with business owners and executives, now simplified for everyone.

Free Tools

Tools that tell you exactly
what to do with your money.

No guessing. No spreadsheets. Just answers — and your next move.

Start here — in order.

Flagship Tool ⚙️

3-Account Money Simulator

Enter your income and see exactly how your money should be split. Instant breakdown across all three accounts.

🏦 Step 1 — Open This Account

High-Yield Savings Account

This is where your Safety Account goes. It earns 4–5% and requires zero ongoing effort.

Open Your Account (Free) →

FDIC insured · Takes ~5 minutes · No minimum

Run the Simulator →

Popular 💸

Cash Flow Visualizer

See where your money is going — and where it’s leaking. Then redirect it where your system needs it.

📈 Step 2 — Start Investing Automatically

Simple Brokerage — No Fees

Use this for your Wealth Account. Fund it monthly and let it compound automatically.

Start Investing (Free) →

No fees · Auto-invest available · 2 min to open

Visualize My Cash Flow →

Quick Win 🤔

Can I Afford This?

Before any big purchase, run it through this. See the real impact on your system — not just the price tag.

💳 Step 3 — Earn While You Spend

No-Fee Cash Back Card

Keep spending within your system and earn rewards on top. No annual fee. No traps.

Get the Card (Free) →

No annual fee · 1.5–2% cash back · Instant approval

Check Affordability →

Try It Now — Free

3-Account Money Simulator

Enter your income and see your exact system breakdown instantly.

Monthly Take-Home Income

Split Method

⚠Please enter your monthly income.

Want the full setup + automation steps? Get the blueprint below →

This is what your money should look like.

💵 Income Account

—

60% / month

🛡️ Safety Account

—

20% / month

📈 Wealth Account

—

20% / month

📅 Stay consistent for one year:

—

Saved / year

—

Invested / year

Native Ad Zone — Replace with AdSense code

Want this saved + step-by-step setup emailed to you?
We’ll send your exact numbers and account guide — free.

✓

This is your new system. Now lock it in.

Here’s exactly what to do next:

Step 1Open a High-Yield Savings Account. This is where your Safety Account lives. Set an auto-transfer of $— every payday.
Step 2Open a simple brokerage for your Wealth Account. Set a recurring investment of $— monthly — before you spend anything.
Step 3Your Income Account handles bills and daily spending. The system now runs itself every single month.

Open My HYSA (Free) → Start Investing (Free) → Get the Blueprint →

← Recalculate with different numbers

New here? Start in 60 seconds.

Pick your fastest path.

⚙ Run the Calculator 📄 Get the Blueprint 🏠 Set Up Accounts

Free Blueprint

Steal the exact system.
Set it up in under an hour.

Step-by-step guide to:

Open the right accounts
Set up auto transfers
Run your first full month — on autopilot

Takes 60 seconds. Pays off for years.

No spam. Ever.

Want this done for you — by the people who built the system?

Explore Pereira Enterprises — Financial Strategy & Systems →

Stop Budgeting. Start Running a System.

You make good money.So why does it still feel like you’re behind?

“I make good money but I’m always broke by the 25th.”

“I’ve tried every budgeting app. None of them stick.”

“One unexpected bill wipes out everything I saved.”

“I know I should invest but nothing’s left at month’s end.”

Build it once.Then it runs every month without you.

Tools that tell you exactlywhat to do with your money.

3-Account Money Simulator

High-Yield Savings Account

Cash Flow Visualizer

Simple Brokerage — No Fees

Can I Afford This?

No-Fee Cash Back Card

3-Account Money Simulator

This is your new system. Now lock it in.

New here? Start in 60 seconds.

Steal the exact system.Set it up in under an hour.

Stop Budgeting.
Start Running a System.

You make good money.
So why does it still feel like you’re behind?

Build it once.
Then it runs every month without you.

Tools that tell you exactly
what to do with your money.

Steal the exact system.
Set it up in under an hour.